Capital One Shopping Review (2022) – Is It Legit or Scam? The Truth Revealed!

Hi, and welcome to my Capital One Shopping review. Is it a scam? Can you trust it? Is Capital One Shopping legit and safe?

As we all know, there is a lot of online shopping out there. But the problem is we don’t know which one is good, and which can be frustrating and time-consuming.

Not just that, Googling for coupon codes, switching between tabs to compare the price, and calculating the shopping costs, making a purchase can become exhausting.

That is where Capital One Shopping comes in.

However, the question is, is it safe and legit? Can this website helps you save money by automatically comparing prices, applying promo codes, and alerting you to better deals while you shop?

Well, let’s find out!

But before we get into this review, let me congratulate you on doing your own research first.

That’s how you avoid getting scammed and find the best way to make money from home without any skills or experience.

Throughout my Capital One Shopping review, you can rest assured that you will get an honest and unbiased review from me.

In this review, I will answer all your questions. This post should give you a clear understanding of this website and see if Capital One Shopping is a scam or a legit and safe site.

Capital One Shopping Review


Capital One Shopping Review – Overview

  • Product Type: Capital One Shopping
  • Owner: Unknown
  • Price: Free
  • Recommended?: Read my review and find out

Overview: Capital One Shopping is a website that gives you free coupon codes and rewards. You can use Capital One Shopping on other websites like Amazon, eBay, Walmart, Target, Walmart, Sephora, and more.

The website is popular among many people who use it because Capital One Shopping has a browser extension. You can add it to your browser and the extension will assist you in your online shopping.

But again, as I said earlier, is Capital One Shopping a legit website? Can you really save money here if you use it?

The short answer is yes, it is a safe website. So how does it work? The long version is below. Keep reading my Capital One Shopping review to find out more!

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What Is Capital One Shopping?

As I said earlier, Capital One Shopping is a website that will give you a free coupon code and rewards. They are one of the popular websites many people use for purposes of online shopping

The good thing about this website is that it is free to join, and there is no money involved whatsoever.

Capital One Shopping comes in two forms, a browser extension, and a mobile app.

The browser extension allows you to add it to your web browsers, and it is available for Google Chrome, Mozilla Firefox, Safari, and Microsoft Edge.

Capital One Shopping Review Extension

If you want to add the cost-free expansion to your web browser and begin conserving time and money at your much-loved online shops, you can do that now.

That said, if you’re not the type to spend 30 or more minutes looking for that perfect coupon code, Capital One Shopping is a must-have browser extension.

If you want even more info, continue reviewing our extensive Capital One Shopping review. One of the most asked questions about it is Is Capital One Shopping a scam or legit?

And the answer is just below…

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Is Capital One Shopping a Scam or Legit?

Capital One Shopping is not a scam in my review. It is a legit browser extension that helps you to improve your shopping and saving skills.

When you try to add the extension to your browser, you will see that it’s got a 5-star rating on Google Chrome Store and have more than 5 million users.

This shows how legit Capital One Shopping really is.

The only downside here is that it is only available in the U.S., so not everyone can use it.

The company also has a strong A- rating with the Better Business Bureau. This is a strong indicator that Capital One Shopping is a legit tool.

Ok, It’s Not a Scam But, Is Capital One Shopping Safe?

Capital One Shopping is safe to use.

Suppose you go into Terms of Service. In that case, it says that the extension may collect many forms of data, such as browsing history, IP address, order information, location data, purchase history, and social media preferences.

Also, according to their Privacy Policy, they will not share your information for other affiliate or non-affiliated companies to market to you.

So, you won’t have to worry about getting scammed down the road.

What I like about this website is that it will help you find the best price, but it does, however, “favoured” retailers that it might tend to show more often.

All in all, the website is a good website to look at, and it can be useful when you go shopping. Verdict: Capital One Shopping is not a scam.

Below is a super helpful video that talks about whether Capital One Shopping is legit or a scam in case you need more info.

How Does Capital One Shopping Work?

Using Capital One Shopping is easy. All you have to do is get the extension into your browser. Once you are done installing the extension, you can now start shopping.

They will also start helping you find incredible savings when you shop online. Even if you are not shopping, you won’t even notice that it is there.

There are many ways to use the COS extension:

Capital One Shopping Review How It Work

Shop at your favourite online stores

There are thousands of retailers on this website. Also, the browser extension will automatically find available savings and notify you when you go to a store website.

Browse the Capital One Shopping site

If you can’t find a specific retailer in mind, you don’t have to worry because you can see what available offers are on this website.

Check for coupons

There are a lot of online retailers that use offer coupon codes, but the problem is, that it is hard to find codes that are not expired.

Well, you don’t have to worry because the Capital One Shopping extension will find it for you as it will automatically search for it when you click the Try Codes button, and it will check for the coupons.

Use the price comparison tool

If you find an online store like Amazon, you can save money with this website.

For example, if you find a product that you like on Amazon, the browser extension will search for other retailers to find the product you are looking for and compare your prices.

You will also get a notification if there is a better price somewhere else.

There is another good feature, and that is the Watchlist tool.

It is perfect for big-ticket items like electronics and luxury brands. Add the item that you are interested in into the Watchlist, and let Capital One Shopping do all the research for you.

It will also track prices, and you can always go to the Watchlist to see the latest price and check the price from the last time.

And here is another super-cool video that explains how Capital One Shopping works in practice…

What Are the Features of Capital One Shopping?

There are several handy features inside this website, including Amazon price comparison, automatic coupons, and rewards credits for online shopping.

The Capital One Shopping browser extension will save you a lot of time and money because it will do everything for you.

Here are some of the features inside that you will probably like.

Automated Coupon Codes

What I like about this website is that you don’t have to worry about searching for coupon codes because when you start shopping and you are ready to check out, the website will automatically apply any available coupon codes to your shopping cart.

This feature will ensure that you won’t waste your time searching for coupon codes that are fake or expired.

Also, if there are many working coupon codes in your purchase, the website applies codes to help you get a good deal once you checkout.

Price Comparison Tool

This is arguably the most helpful feature inside Capital One Shopping because it saves you a lot of time.

For example, if you find a product that you like on Amazon, this tool will search for other retailers to find the product you are looking for and compare your prices.

You’ll also see a pop-up informing you about the other deal and providing you with the link to the site.

It will also alert you if there are good deals among individual sellers on eBay and Amazon.

Also, if you’ve found a good deal, the extension will let you know.

It will also take shipping times and delivery costs into account when making a price comparison.

That is why you’re asked to provide a ZIP code when you add Capital One Shopping to your browser.

Capital One Shopping Credits

Coupons and price comparisons are great, but earning tangible rewards for your purchases is even better.

When you shop online with the extension, you will get reward points called Capital One Shopping Credits.

For example, whenever you go to the retailer’s website, the little Capital One Shopping icon that you will see next to the address bar will turn green, and it will show you the number of points or COS Credits you can earn.

You can activate it if you want to, or you can wait and activate it once you checkout.

You’ll also earn loyalty credits by shopping or eating near your office or your.

With these offers (based on your ZIP code), you will earn 4% back when you purchase using a debit card or linked credit.

When you have accumulated enough Credits, you can be redeemed them as online gift cards for retailers like Petco, Walmart, Macy’s, and more.

Once you have decided which retailer you want to spend your credits on, use them to purchase an eGift Card, which it will be emailed to you in 24 hours.

Capital One Shopping is very intuitive, making redeeming Credits simple.

You will be surprised to see how fast those Capital One Shopping Credits add up.

It’s like earning cashback on your purchases.


If you’re looking for the best price for that item but are not ready to buy it, you can add it to your Watchlist.

This feature takes the trouble of making large purchases like electronics since you don’t have to keep checking to see any sales or promotions.

The Watchlist is a helpful tool when shopping for holiday or birthday gifts, and have some time before you need to buy.

Capital One Shopping will monitor the items you add to your Watchlist for 60 days and let you know if there are any changes in the price so that you won’t miss out on a great deal.

Capital One Shopping Product Search

With the Product Search tool, you can view and compare the products from different retailers.

The taxes, shipping, and coupon codes are taken into account in the displayed price.

You can also see which retailers offer the most Credits that will help you make an informed decision.

Not just that, you can also use the Product Search tool if you’re looking for a product to view deals related to the product you are looking for.

You can also earn Capital One Shopping Credits as you can earn up to 4% when you purchase Keurig and other retailers with relevant coupons.

Featured Offers and Trending Deals

If you like browsing for deals from various stores, Capital One Shopping is a good way to discover current deals.

On their website, you’ll see Featured Offers and Trending Deals that provide special opportunities to earn Capital One Shopping Credits, as well as limited-time discounts on popular products and services.

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How Much Does Capital One Shopping Cost?

As I mentioned earlier, Capital One Shopping is 100% free to signup.

Capital One Shopping collects your personal information and browsing history, but they may use that information to provide additional ads and offers.

The good thing about Capital One Shopping is that you can also earn money in shopping credits.

Some retailers will give you back a percentage of your money on eligible purchases when you shop online.

The refunds come in the form of Capital One Shopping Credits, where you can redeem them for a gift card to some of the most popular online retailers.

You can also earn Shopping Credits when you buy a product at local retailers in your area as long they are part of the Capital One Shopping Local Offers program.

Like the online tool, this program is also accessible for you to use.

All you need to do is link your debit or credit card and use it when you shop at participating stores.

The fact that the extension is free to use is just another proof that Capital One Shopping is not a scam but a legit app.

Related Review: ClickEarners

Who Can Join Capital One Shopping?

The sad part is that Capital One Shopping is only available in the U.S.

You can still sign up if you want to, but the address they will allow is only in the U.S., so if you don’t live there, you can’t use this website for shopping.

This is determined by the zip code and excludes United States territories like the Virgin Islands and Puerto Rico.

To signup, you can use Google, Yahoo, Microsoft, or Facebook accounts to signup, or you can do it the normal way like entering your name and email address. It’s up to you.

Before I wrap up my Capital One Shopping scam or legit review, check out the video review below as well…

How Good Is Capital One Shopping App?

If you like to go shopping on your phone or tablet computer rather than on a computer, you can download the Capital One Shopping application. It’s readily available for both Android as well as iOS tools.

However, the app is planned to be even more of a companion to the desktop computer tool than a completely comparable mobile option.

And because of this, you can read a lot of negative reviews of Capital One Shopping saying that it’s not legit, etc.

The application doesn’t use the very same degree of functionality as the desktop computer web browser variation. With the application, you can look for products and also see prices from selected preferred merchants.

The problem is that you might not see all the alternatives that the desktop web browser expansion would show you.

The application likewise lets you check barcodes of physical products as well as see prices from the internet retailers.

All in all, the app is good, but they have to keep working on it because users are not happy…

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Capital One Shopping Online Reviews

One of the best ways to find out whether Captial One Shopping is a scam or legit is to read some reviews that are available in the public domain.

Unfortunately, the company has got a lot of colourful reviews online.

One of the most repeated complaints about COS is that their app is terrible. Users say that it is slow, doesn’t scan the internet for coupons thoroughly, etc.

On the other hand, positive Capital One Shopping reviews say that it helps them to save money, find good deals and more.

Below are some of the most popular revies online…

Positive Reviews

  • I love this extension. It is honestly so helpful in finding me discounts and coupon codes. The amount of money I have saved is incredible!
  • Capital One Shopping was very easy to install. The features are easy to use and the app can save great amounts of money on everyday used sites.
  • I like this on my webpage when I’m shopping. It’s easy to use and always asks before running the coupon codes.

Negative Reviews

  • Semi-scam. It does sometimes find lower prices/coupon codes. Forget about the cashback “rewards,” though. They won’t be automatically credited to your account as promised. You will have to lobby Capital One for each credit, proving each of your claims with receipts. Then they take up to 90 days to “process” each claim. So it is hardly an easy process. It is slow, annoying and frustrating. Then even when they do design to issue you rewards, they demand your credit card info, and if their page doesn’t immediately crash/freeze, the “gift card” issued has a 0 balance and is unusable. They don’t really want to give out the rewards, and their programming reflects this. Rewards are just to lure in suckers so Capital One can mine (and then “leak”) their personal data.
  • Cannot trust that it will work even when following directions. You end up purchasing because of the rewards and then capital one shopping doesn’t credit your account so you end up paying more than if you bought somewhere else. Awful customer support.

In case you want to read more legit Capital One Shopping reviews, check out TrustPilot!

Capital One Shopping Review – Pros

A variety of the pros of this extension have been discussed at the start of the review. Let’s finalize all the interesting attractions of Capital One Shopping right here!

Helps to Save Time and Money

You might do the majority of the things that the extension does: search for promo codes, try to find a much better cost, as well as track the price adjustments of items you’re interested in.

However, it would certainly take a very long time to carry out all those jobs whenever you browsed the web purchasing. The Capital One Shopping extension does all these things for you a portion of the time.

Offers a Lot of Free Incentives

While you can use the expansion to make certain you are getting the most effective deal, you can conserve a lot more cash with the Buying Credits program.

For example, when you buy from involved merchants, you can earn rewards points that you can trade-in for gift cards at shops like Walmart or Amazon.

Anyone in the US Can Use Capital One Shopping

As long as you are over 18 years of age and have a U.S. address, you can use the extension. You do not require to be a Capital One banking client or have a Capital One card.

As long as you have an e-mail address, name, and physical address, you can get the internet browser expansion and start buying.

Related Review: Opinion Outpost

Capital One Shopping Review – Cons

Nevertheless, in this in-depth review, I’ll be discussing some major elements that I directly don’t like about Capital One Shopping such as:

Limited to the US Market

Sadly, you need to have a U.S. shipping address in order to make purchases and save through Capital One Shopping.

Nevertheless, there are other digital purchasing aides that operate in other nations, such as Honey, which accommodates customers in the United States, Canada, Australia, the United Kingdom, as well as the European Union.

Only a Few Gift Card Options

Some individuals may be let down to discover that points can not become Amazon or Target gift cards.

However, there is a long list of merchants that offer eGift Cards in exchange for Capital One Shopping credits, including, Walmart, Lowe’s, Macy’s, Kohl’s, Groupon, Staples, JCPenney, Hulu, and also several others.

Mobile App Is Terrible

As mentioned in the review, although Capital One Shopping does have a mobile application, it is not nearly as helpful as the internet browser expansion, which works seamlessly on desktops and laptops.

Related Review: Valued Opinion

Final Words and HONEST Recommendation

Now you know what Capital One Shopping is and why this website is legit in my review.

Capital One Shopping extension is safe to use. It stated that the service monitors your online activity and collects certain data types, but this is something that every other online service does.

Also, you don’t have to worry about your information or data as it stated in their Privacy Notice that they would not share your data with other companies or with Capital One’s affiliates or none affiliates for advertising purposes.

The website has been around for several years now as this also ads for its legitimacy.

So if you like shopping and want to earn some rewards and some points and looking for the best deals, then this website might be good for you.

Thank you for taking the time to read my Capital One Shopping review. What is your review? Is Capital One Shopping legit and safe or a scam?

Feel free to leave a comment in the comment section below!

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All the best, Alex. contributor

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6 thoughts on “Capital One Shopping Review (2022) – Is It Legit or Scam? The Truth Revealed!”

  1. Thanks for the insightful review. This is the very first time I have heard of capital one shopping. However even though it’s legit I find the name misleading. It’s flat out named after a credit card . So that makes it seem one needs the credit card to save. Which I know ain’t true but still. And I already have so many shopping extensions that I don’t need more. Anyways thanks for the review. Maybe one day I will use it. 

  2. Thanks so much for this valuable review. I have also heard about Capital in shopping before. I think It’s a really good shopping website. Because I have a friend who buys this. But I have not bought it yet. I think it’s very easy to have an extension. But surprisingly, it even has a negative review. I really like the bottom bit of your post. Because I also make money from affiliate marketing. Keep reviewing like this in the future.

  3. Lovely article about Capital One features. I for one love their automated coupons, price comparisons, and sales. With inflation going through the roof, catching a break where you can is a treat.

    I forgot to mention their watch list and reward programs. I think shopping Capital One is a no-brainer if you want to save some extra cash.

    Thank you for highlighting Capital One´s features in-depth.


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