Welcome to the ultimate Chat Money system review.
Chat Money System by Marcel Fernandes helps to earn online through drop servicing and social media marketing.
If you are interested in knowing:
- Is Chat Money System legit
- Who is Marcel Fernandes
- How it helps you earn
- The real cost to start
- Can you get a refund
- Are students getting results
- And more!
You’ve clicked on the best website!
I’ve dedicated a few days to analyzing Marcel’s online business program, taking notes, uncovering all sorts of info, and thoroughly going over the program so that I can provide you with the most helpful Chat Money System review.
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I Want To Know…
- About the Reviewer
- Is Chat Money System Legit?
- Who Is Marcel Fernandes?
- How Does Chat Money System Work?
- Are Chat Money System Students Getting Results?
- How Much Does Chat Money System Cost?
- Does Chat Money System Offer Refunds?
- What Is Inside Chat Money System?
- Who Is Chat Money System Best For?
- My Chat Money System YouTube Review
- Chat Money System Review: Pros
- Chat Money System Review: Cons
- Verdict – Chat Money System
- The Best Way To Make Money Online
About the Reviewer
Hey, I’m Ivan Brozincevic!
Since 2018, I’ve been making a full-time income online, which allowed me to quit my old job (about me).
Initially, I struggled to identify legit courses and avoid ones that were just out for my money.
That’s why I created this website – my main goal is to help you steer clear of pitfalls and discover the top online business courses.
Every week, I invest hours reviewing online courses and writing reviews based on my fact-driven review guidelines to assist you in making an informed choice.
Related: Check out my FREE training program for making money online.
Is Chat Money System Legit?
After conducting thorough research on the Chat Money System, it appears to be legit. However, it’s important to weigh the program’s pros and cons to determine its legitimacy.
On one hand, the program is designed to teach you how to become a digital marketing broker on Instagram and make money online.
Marcel Fernandes, the creator of the course, claims to have achieved success with this business model, which he shares with others through his training program.
However, it’s crucial to note the red flags associated with the Chat Money System.
A big issue is all the gripes about promises not being kept. People were told they’d make a certain amount but fell short even when they did everything right.
Some had trouble getting refunds, which made them unsure about the program.
Some folks criticized the way Chat Money System is advertised, saying Marcel Fernandes makes flashy claims and goes after people looking to make money online.
After seeing these red flags, it’s hard to say that it is a recommended online business program.
Before investing time and money into the program or not, I recommend reading the rest of my comprehensive Chat Money System review to see all these details yourself.
Who Is Marcel Fernandes?
Marcel Fernandes is an online entrepreneur who has gained a significant following on social media platforms such as Instagram (127K subscribers and followers).
He has a YouTube channel as well, but it appears to be not quite as active, having only posted two videos.
So is Marcel Fernandes a legit online entrepreneur or a new scam artist on the block?
Marcel comes off as a super successful online entrepreneur, sharing a cool story of going from broke to living the high life of luxury.
But, even with all his success, there’s lots of criticism and scam talk about Marcel Fernandes.
Despite these accusations, Marcel continues to promote his program, claiming that it has helped many individuals achieve financial success.
I won’t go as far as to say that Marcel is a scam artist. However, I stand that the system he sells to people has got lots of issues.
But first, let’s review how the Chat Money System helps you make money online.
How Does Chat Money System Work?
Chat Money System is a drop-servicing business model that allows you to make money by offering marketing services to businesses on Instagram.
You act as a middleman, connecting businesses with service providers, and you keep the difference between what you get paid and what you pay the service provider.
Here’s how it works: First, you create an Instagram account and build a following. Then, you reach out to businesses and offer them marketing services.
Once you have a client, you find a service provider on cheap marketplaces like Fiverr who can deliver the service, and you pay them to do the work under your brand.
This means that the service provider remains anonymous to the client.
You keep the difference between what you get paid by the client and what you pay the service provider, which is essentially your profit.
The amount of money you make depends on the services you offer and the price you charge.
One good thing about this business model is you don’t need marketing skills. Just hire skilled folks.
Plus, you don’t have to invest in infrastructure. All you need is a laptop, internet, and a way to communicate with clients and service providers.
On the other hand, Marcel teaches you how to send 1000s of DMs daily on Instagram, which is against their policy.
In other words, he teaches you how to spam people on Instagram.
In a nutshell, this system works. It is possible to earn online by connecting service providers with businesses acting as a middlemen.
Now the big question in this review is, are Chat Money System users seeing success?
Are Chat Money System Students Getting Results?
While the sales page for the Chat Money System features a few student testimonials, it’s important to take a closer look at these claims.
One testimonial in particular stands out: a 12-year-old who supposedly earns $2000 a month with the system (see the image below).
However, given the other questionable marketing tactics used to promote the Chat Money System, it’s reasonable to be sceptical of these claims.
I mean, it’s super easy to falsify these conversations even if you are a 12-year old kid…
So, are Marcel’s students really getting results?
It’s difficult to say, as there is no evidence outside of the sales page to support these claims. I tried to find at least one more success story on other websites and I failed to do so.
Instead, I found lots and lots of negative reviews and complaints (see example below).
The one common complaint is that the Chat Money System sounds extremely good while you are going through the onboarding process.
However, once you get the system in your hands, it falls short.
So to believe that people are making money with this system would be a bit foolish. However, I’d give it a benefit of a doubt as it deals with legit ways to earn online.
How Much Does Chat Money System Cost?
If interested in the Chat Money System course, it’s a one-time fee of $97 for lifetime access.
You can opt for group coaching at $27/month, which is not included in the initial fee. No extra costs beyond course and coaching fees.
Does Chat Money System Offer Refunds?
Yes, there seems to be a valid refund policy.
Unconditional 7-Day Money-Back Guarantee
The Program Provider offers an unconditional 7-day Money-Back Guarantee. If you are not satisfied with the program for any reason within the first 7 days of your purchase, you are entitled to a full refund. To receive a refund, you must contact the Program Provider within 7 days of your purchase.
Conditional 60-Day Double Your Money Back Guarantee
The Program Provider also offers a Conditional 60-day Double Your money-back guarantee. To qualify for this guarantee, you must meet the following requirements:
- Attend all classes in the program.
- Complete all tasks assigned by the Program Provider.
- Send at least 1,000 cold messages and/or cold emails using the correct script that Marcel teaches, to close a client. (must provide proof)
If you have completed all of these requirements and still have not lost a single client within 60 days of your purchase, you are entitled to a refund of double the amount you paid. To request a refund, you must contact customer support within 60 days of your purchase.
The Program Provider reserves the right to deny a refund if you fail to meet the requirements of the Conditional 60-day Double Your Money Back Guarantee.
Source: https://marcelff.com/guarantee-term-2/
What Is Inside Chat Money System?
Inside the Chat Money System, you’ll find a training and support system plus a few bonuses.
Marcel has included 9 “high status” Instagram posts that will give your Instagram account a polished and professional look, as well as a detailed sales call script that will help you to close deals with ease.
Here is how it looks from the inside:
There are 13 training modules altogether.
The first parts of the training are focused on mindset. Marcel will guide you through exercises and techniques that will help you develop the mindset of a successful entrepreneur.
The training includes theory, whiteboard explanations, and hands-on instructions. You’ll get step-by-step guidance for a successful drop-servicing business.
For example, you’ll learn how to:
- decide on the service
- set up an Instagram account
- find and pitch clients
- set up chatbots
- run ad campaigns
- outsource and deliver projects
- track and optimize results
In addition to the core training, you’ll have access to ongoing support from Marcel and other members of the community.
Who Is Chat Money System Best For?
For those looking to earn online by linking businesses with digital marketing service providers through drop servicing, Chat Money System is a good fit.
As you can see from the above part of my review, there is some value to be obtained from this course in terms of training material.
Yet, based on my review pointing out scam indicators, it seems the Chat Money System is tailored to benefit Marcel Fernandes the most.
It seems that the main purpose is to fill his pockets at your expense.
My Chat Money System YouTube Review
I have recorded a YouTube review of Marcel Fernandes’ Chat Money System course. Hit the play button below if you want to watch it!
Chat Money System Review: Pros
- Low-cost business model.
- No special skills are needed.
- DFY scripts and templates.
- Valuable sales training.
- Emphasis on mindset.
- Double money-back guarantee.
Chat Money System Review: Cons
- Misleading and overhyped marketing.
- Questionable testimonials.
- Lots of scam complaints.
- Complicated refund policy.
- Confusing training material.
- Teaches how to spam people.
Verdict – Chat Money System
Chat Money System by Marcel Fernandes is an affordable, and attractive opportunity to start a successful drop servicing business online.
The training covers mindset, and business theory, and includes hands-on guidance. You’ll receive step-by-step help for a successful drop-servicing business.
However, the Chat Money System doesn’t live up to the hype in helping you make money online.
The shady practices and lack of clear info have led to lots of scam accusations and unhappy customers who didn’t get the desired results with this program.
If you’re after legit online biz programs, in my opinion, this isn’t it.
Thanks for reading my Chat Money System review. Feel free to leave your reviews and experiences in the comment box below this post!
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The Best Way To Make Money Online
I earn online by creating simple affiliate websites to connect people with products they are already looking for.
It’s called affiliate marketing and it is the best way to make money online (at least in my humble opinion).
If you want to learn more about how to start making money online with affiliate marketing, I strongly suggest you sign up for the free training on the next page.
And don’t forget to share this Chat Money System review with your friends and family!
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Related: Drop Servicing Blueprint Review