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We do not hold ourselves out as experts, nor do we offer any “advice” which would create a legal duty. Anything said on this site is the individual opinion of the owners/writers/content contributors/”we” and is meant for discussion and entertainment purposes. Any effect, negative or otherwise, based upon following the suggestions/content of this site shall not create any relationship or duty and/or liability. Proceed at your own risk when considering the opinions provided on this website. We are not experts in personal development, business, or any other area(s) of the content discussed on this site. Everyone is responsible for their own decisions and will be held liable for the results therefrom.

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