The Digital Payments Revolution Review – Is It a Scam or Legit?

The Digital Payments Revolution Review

Welcome to my Digital Payments Revolution review.

The Digital Payments Revolution course claims to teach you how to make a passive income by selling payment processing packages.

If you are seeking to learn:

  • Is it a scam or not
  • How it really works
  • What is inside
  • The real cost to start
  • Whether students are successful
  • And much more!

You’ve just landed on the right site!

I’ve dedicated a few days to analyzing this appealing course, taking notes, uncovering info, and thoroughly going over the curriculum so that I can provide you with the most helpful Digital Payments Revolution review.

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I Want To Know…

Is The Digital Payments Revolution a Scam?

The Digital Payments Revolution is not a scam, despite some red flags. It’s a legitimate course that teaches about the merchant service business.

However, there are a few concerns I want to address.

Firstly, the $17 course doesn’t cover how to establish your own business. It only provides essential knowledge, which you can find for free online.

For in-depth training on starting your business, you’ll need to take the advanced course offered by David and Patricia Calin, priced at $197 or $297.

And at the end of both courses, you’ll be invited to buy private coaching, which costs thousands of dollars.

Nevertheless, the merchant service business is legitimate, Patricia and David Carin are successful at it, and The Digital Payments Revolution provides access to training and coaching.

Keep on reading this review to gain more insights into the course curriculum, the creators, pricing and more.

What Is The Digital Payments Revolution?

The Digital Payments Revolution is an online course offered by Residual Payments. It is structured as a webinar rather than a step-by-step course that helps to earn income online by becoming a digital payment agent.

The Digital Payments Revolution Course

Here is the official word:

This mini-course will teach you how to make a passive income by selling payment processing packages otherwise known as merchant accounts to businesses.

The goal is for you to get residual payments from this so you can be making money every time your clients make money.

That way you can have total freedom in your life and make money regardless of how you want to spend your time.

Who Are David and Patricia Carlin?

David and Patricia Carlin are the creators of The Digital Payments Revolution course.

David and Patricia Carlin

Patricia has a solid history in the online payment service industry and has over two decades of experience. On the other hand, David’s expertise lies in the eCommerce and retail business world.

They have several social media accounts that you can follow, but relying solely on social media to gauge someone’s success is not reliable. Many people fake their wealth on social media.

On the other hand, they’ve been featured in magazines like Forbes and Medium, and interviewed by many online podcasts like Smart Passive Income and Apple’s Podcasting crew, about their success.

That said, it’s easy to conclude that David and Patricia Carlin appear to be genuine and legitimate entrepreneurs.

How Does The Digital Payments Revolution Work?

So far, I have examined numerous online programs including affiliate marketing, dropshipping, book publishing, and more. However, the training course I am reviewing now is unique and different from the rest.

Allow me to explain how the Digital Payments Revolution works based on my review.

The Merchant Service Business

Your primary goal is to provide sellers with a cost-effective payment processing solution and superior customer service, applicable to both physical and e-commerce stores.

You earn compensation with each payment processed, making it a lucrative opportunity, especially with a large customer base.

However, the main challenge is acquiring customers quickly. This will involve reaching out to various services, sending emails, and making sales calls.

In conclusion, the Digital Payments Course is not a scam. The business model is legitimate, although there are some issues with the course’s functionality.

The Digital Payments Revolution Is Not Complete

Before discussing the program modules, I’d like to give you a few words of caution. This is not a comprehensive course; rather, it consists of short video clips that cover the basics of the merchant service business.

To clarify, this course does not cover business development. Its focus is solely on guiding the fundamental aspects of the merchant service model.

That being said, it does not provide instructions on setting up your service. If you desire a more comprehensive training regimen, I recommend considering an advanced course.

On the other hand, David and Patricia Carlin have created an advanced training course as a continuation of this program.

You can find more details about it in the pricing section of my Digital Payments Revolution review.

What Do You Get Inside The Digital Payments Revolution?

As I mentioned in my earlier review, “The Digital Payments Revolution” is not a step-by-step, in-depth training program. It’s more like a webinar than a training course.

To put it simply, instead of receiving training on building a business, you’re only getting an overview of what you’ll be doing.

That being said, the course is divided into 9 modules. Here’s a breakdown of what you’ll learn in each section.

The Digital Payments Revolution Training Program

Module 1: What To Expect

This module provides an introduction to what you’ll be doing, along with a quick overview of the merchant service business.

Module 2: Meet Your Instructions

This video introduces David and Patricia Carlin, who will share insights about their background and explain the main reasons behind developing the program.

Module 3: What Is Credit Card Processing

This module will provide you with a comprehensive understanding of bank card settlement processing. You will also learn how to earn money through this process.

Module 4: Why This Is A Lucrative Business

This component will educate you about the financial rewards of the merchant service business. It will provide estimates of potential earnings and highlight how affordable it is to get started.

Module 5: Real Residual Income

Merchant services offer recurring earnings. In this module, you will find a few examples. Carlins, for instance, has a 15-year-old account that continues to generate income even today.

Module 6: The Size And Scope Of This Opportunity

Similar to the previous module, this will unveil the profitability of the business and the potential earnings in the forthcoming years if you stay on the right track.

Module 7: Who Are Potential Customers

This component will clarify the type of consumers you should target to succeed in the business. Although it does not provide in-depth training, it offers a few good points.

Module 8: Getting Your First Account

In this section, David and Patricia will provide a detailed discussion on how to obtain your first-ever account. They will share their approach to acquiring new clients for their business.

Module 9: Your Next Steps

Before embarking on your own merchant service business, the final component is crucial.

However, as mentioned in my review of the Digital Payments Revolution, it’s important to note that this is just an introductory course. Ultimately, it will inspire you to enrol in a more comprehensive individual mentorship program with the Carlins, which comes at a higher cost.

Are Students Getting Results?

The good news is that there is some evidence that The Digital Payments Revolution course students are getting results after implementing the advanced strategies and private coaching (more info in the next part of this Digital Payments Revolution review).

Digital Payments Revolution Reviews

Here are some of the top testimonials:

Eric

I am a real-life testimony of what a career in payments can do to someone’s life. Two years ago I literally knew nothing about payment processing. I took a leap of faith and gave the industry a try. Through the help of Dave and Patricia Carin and their training platform Residual Payments, I have closed over 80 accounts and have built a residual income empire of $8k month and growing. Now, I am starting to learn about the higher margin industries with one-on-one high risk mastery training. My residuals should double or maybe even triple this year depending on how much time I focus on this side of the business.

Andrew

I was in the investment banking industry, the mortgage banking industry and I’m currently a strategic sales advisor and consultant and I never knew an industry this lucrative for everyday people even existed! I couldn’t sleep for days when Patricia first explained this world to me. Now, the majority of my time is spent working with business owners on finding new or better solutions for their credit card processing. And as their Digital Payments Agent, I make a percentage of each and every one of their credit transactions each and every month. This training is awesome and the best first step in learning about this exciting and lucrative world of digital payments.”

The only issue is that there is no concrete evidence like screenshots that could back up these positive testimonials. We have to believe their word, which is a hard thing to do these days.

Moreover, I would like to see even more testimonials if the course is as good as these students claim.

Nonetheless, even the handful of The Digital Payments Revolution testimonials are solid proof that their advanced course is helping people to earn passive income online.

How Much Does The Digital Payments Revolution Cost?

The Digital Payments Revolution training course is priced at $17, making it quite affordable. The reason for its reasonable price is because it is an introductory training course.

The Digital Payments Revolution Price

When you purchase this training course, you will immediately receive the second one for the cost of $197.

The Digital Payments Revolution Upsells

This is the advanced course where you can actually learn how to start with digital paymetns business through actionable training videos.

And also, right hereafter, they try to sell you an additional thing. It’s called The Digital Payments Playbook, which costs $47.

Furthermore, at the end of the program, you will be offered to buy the individual coaching program with David and Patricia Calin. The program is called Becoming A Highly Paid Agent and will cost you a few $1000s according to my research!

Can You Get a Refund?

The good news is that the Digital Payments Revolution course is backed up by a 30-day money-back guarantee. This means that your purchase is risk-free.

Here is the official word:

You have the right to request cancelation within 30 days; the Digital Payments Revolution course is refundable up to 30 days after purchase. All courses and training above the Digital Payments Revolution are non-refundable as they are proprietary industry trade secrets. To request a refund within the valid timeframe, you may send an email to support@residualpayments.com and your request will be processed within 1 business day.

Source: Carlinglobal.com Terms of Service page

The Digital Payments Revolution – What I Like

Here are a few aspects of this course that I like:

The Program is Based on Workable Methods

The merchant service business model is legitimate and offers opportunities to earn money by providing better payment options to merchants and receiving commissions for your work.

The fact that The Digital Payments Revolution teaches a legitimate and practical business approach is a positive indication.

The Digital Payments Revolution Basic Course is Cheap

The training course is priced at just $17, making it a great offer for an introductory course.

However, keep in mind that it’s only an instructional course. Access to the advanced course and private coaching will require additional payment.

Nevertheless, there are numerous free resources available on the web that offer the same information.

The Course Is Backed Up With a Refund Policy

When you purchase the course, you will receive a 30-day money-back warranty. This means that if you are not satisfied with the program, you can request a refund within that time.

The only question is whether they will accept your refund or not.

The Digital Payments Revolution – What I Don’t Like

As mentioned in The Digital Payments Revolution review, there are some red flags associated with this program. In this section, I will delve into these concerns in more detail.

Merchant Service Business Is Not For Everyone

Digital merchant service is not meant for everyone, unlike popular business models like affiliate marketing or drop shipping.

This type of business demands strong communication skills, including cold calling, emailing, and interacting with merchants. Success in this field requires persuasive abilities and a developed creative side of the brain.

If you are an introverted individual, this business may not be the best use of your time and resources.

The Digital Payments Revolution Course is a Basic

This program won’t teach you how to start your company. It only provides the basics, which won’t guide you towards success. If you’re lured by the sales page and pay $17 for access, you’ll be disappointed.

As mentioned in my Digital Payments Revolution review, you can learn this information on YouTube. It may take longer, but paying to learn isn’t necessary.

The Program Comes With Hidden Upsells

Once you make your initial purchase, they will encourage you to invest even more money for additional programs.

To access the advanced parts of the program, you will have to pay hundreds of dollars. And if you want more, they will talk about thousands.

In other words, the endgame is to motivate you to sign up for the individual training program, which comes with a high price tag!

Verdict – Digital Payments Revolution Review

To summarize, The Digital Payments Revolution is essentially an appetizer for costlier upsells, rather than a comprehensive course on income generation in the merchant service business.

It offers only basic insights and an overview, leaving out the exact instructions.

To truly delve into the business of the merchant service market, purchasing the upsell is necessary, ranging from $197 to $297.

Moreover, additional coaching and upsells are strongly recommended.

While there is potential, The Digital Payments Revolution may not be suitable for everyone. It is best for people who find the appeal in becoming digital payment agents.

At the end of the day, an upsell course is a legit and trustworthy course although it is not my best recommendation for earning passive income online (see the end of this review for more).

Thank you for reading my review of The Digital Payments Revolution! What are your thoughts and experiences with this course? Feel free to share them below!

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