Is Team National a Pyramid Scheme? – MLM Review Exposes the Truth!

Is Team National a pyramid scheme? Is it a scam? Or is it a legit multi-level marketing (MLM) company? Welcome to my Team National review.

Team National is a network marketing company that sells “savings club” memberships. Dick Loehr founded Team National in 1997.

Since its launching, the company has generated billions of dollars in sales, built a large network of independent distributors and earned some impressive awards.

So is Team National a scam, pyramid scheme, or legit MLM?

Before we get into this review, let me introduce myself…

Hi, I’m Ivan and I’m an online marketer who went from losing my time waiting tables to running a thriving online affiliate marketing business.

In the meantime, I have actually tried and reviewed 600+ courses, scams, MLMs, and even pyramid schemes to find the very best way to generate income online.

Keep reading my Team National MLM review where I’m going to show you what this company is about.

Also, I show you how it works, and I share my opinion about whether Team National is a pyramid scheme or a legit MLM opportunity.

Team National Pyramid Scheme Review


Team National MLM Review – Overview

  • Product Type: Discount Memberships MLM
  • Owner: Richard Loehr
  • Price: $55 starter pack + $25 a year + extra costs
  • Money-Back Guarantee: not available
  • Recommended?: No

Quick Summary:  Team National is a discount membership company that you can join and become a part of their direct selling team. In other words, it is an MLM business model.

And because of this, many people call Team National a pyramid scheme in disguise.

So is it a pyramid scheme? That question has been answered in detail in my Team National review. But if you’re in a hurry, I can save you time and say that Team National is a legit MLM.

By joining this MLM, you get a chance to sell their products and (or) construct a team of salespeople through which you can earn additional compensation from their sales.

However, like every other company that utilizes this model it has issues. Keep reading my Team National MLM review to learn more before you make your very own choice.

Alternative: If you’re a newbie who is looking to earn passive income online, there are other, more beginner-friendly, and cost-effective alternatives. My top-rated affiliate marketing course has helped me to go from earning $0 to $100’s per day!




What Is Team National? 

Team National is an MLM company that offers memberships to their savings club. They also have a line of personal items.

Situated in Ft. Lauderdale, it was founded in 1997 by Richard Loehr. It is now run by his daughter Angela Loehr Chrysler.

The company does not just give a way for people to get price cuts on a significant range of items. However, they also give an opportunity for everyday people to make money from home by recruiting even more people into the Team National company.

Because they employ this business model to expand their market, they have earned a label too. People tend to say that Team National is a pyramid scheme.

There are many things that point to this might be true, and I’ll be revealing them all in my Team National MLM review.

For now, you can see the video clip below to learn more about the business…

Is Team National a Pyramid Scheme?

Technically, Team National is not a pyramid scheme. It’s feasible for their “International Marketing Directors” (IMD) to generate income by marketing the discount rate memberships to other individuals.

You’re not required to hire people for the multi-level marketing company. But, you’ll need to recruit individuals to end up being an IMD and be part of your downline in order to earn some real money.

Nonetheless, the company doesn’t posture itself as a get-rich-quick scheme and they do not make any illogical pledges to you.

But still, some people call Team National a pyramid scheme in disguise. Before I share more info, let’s learn what a pyramid scheme is…

What Is a Pyramid Scheme?

According to Wikipedia, “A pyramid scheme is a business model that recruits members by promising payments or services in exchange for enrolling new members into the scheme, rather than providing investments or product sales”.

You can check out a short video below to learn more…

So why do so lots of people assume that Team National is a pyramid scheme?

It’s because you can make cash by hiring a lot of individuals right into the multi-level marketing plan. That’s the most significant reason some individuals call it a pyramid scheme in disguise …

Is Team National a Pyramid Scheme in Disguise?

As I said in my review so far, Team National is not a scam pyramid scheme. They promise you commissions based on the sales made by you and others you register.

And since there are no straight repayments just for getting them to sign up, there is no shady activity. That said, Team National, once more, is not a pyramid scheme.

To put it simply, the company sells real items for people to consume.

The bottom line is that in pyramid systems you are forced to hire others in order to generate income from that firm. While in a multi-level advertising firm, you can earn money by hiring or marketing some physical items to prospects.

This is why Team National is not a pyramid scheme. But is it legit?

Related MLM Review: Juice Plus

Is Team National a Scam or Legit MLM?

Team National Scam Review

Team National is not a scam either. They run within the boundaries of the Direct Selling Association and follow the guidelines approved by the landmark Federal Trade Commission.

However, that does not imply that I’m all aboard with this network marketing. The number one reason is that they push the borders of deceptive practices at all times.

Multi-level marketing is specifically susceptible due to the fact that the firm is not there to supervise each and every distributor.

So, just because something is practically lawful, doesn’t constantly indicate it’s not a scam. As far as Team National goes, from a few of the records I’ve checked out, it appears they take a strong position to operate within the boundaries of the legislation.

They sell legitimate discount subscriptions that you can use to conserve cash on particular expenses. They also pay their IMDs like they claim they will.

So all in all, there is no pyramid scheme. Team National MLM is not a scam.

Alternative: On the other hand, if you’re looking for the best business model to earn passive income online as a beginner, there are other, more suitable, and cost-effective alternatives.

My top-rated course has helped me to go from earning $0 to $100’s per day!




What Products Does Team National Sell?

Team National is primarily selling marketing price cuts, but you’ll find out that there isn’t a ton of info concerning the price cuts they are offering.

Yet you’ll discover people raving concerning just how good their price cuts are while others are saying that they aren’t (more about this later in my Team National MLM review).

Here are the 4 various Memberships that this business supplies:

  • Group buying power – TN helps people to save on items such as home and life insurance, automobiles, jewellery and so on.
  • Factory-direct pricing – provides savings on flooring, mattresses, grills…
  • Business services – Business owners can save on payment processing, legal solutions, and other benefits
  • Rebate programs – Cashback from many retailers, from household goods, shoes, clothing, electronics, etc.

Team National Pyramid Scheme Products

To access these discounts there are 2 membership options:

  • Standard Membership: $795 for 2 years
  • Or Premium Membership (good for businesses): $2915 for 2 years

Related MLM Review: Isagenix

How Does Team National MLM Work?

As mentioned in my review, Team National gives a range of discount rate subscriptions to people. Individuals pay Team National a charge to get accessibility to price cuts at certain stores and services.

Primarily, Team National buys “bulk wholesale” from this other business so they can get a price cut. And after that, they pass this price cut on to their “members”.

However, instead of spending tons of cash on marketing to offer their memberships, they hire daily people like you and me to do this for them!

In return, these individuals (IMDs) receive compensation and incentives for selling these memberships or recruiting people into the MLM business.

As said earlier, this is the very reason why you can hear that Team National is a pyramid scheme or a scam.

How Much Does It Cost to Join Team National?

It costs $55 for the Team National starter package and a $25 yearly subscription fee.

If you want to sell these subscriptions you will be motivated to try them for yourself in order to learn more and sell them better. Here are the two types of memberships you can buy:

  • Standard Membership: $795 (covers your immediate family)
  • Or Premium Membership: $2,195 (covers some business expenses and your “extended family”)

Team National MLM Costs

Team National Monthly Costs

If you want to become an International Marketing Director (IMD) you will have added regular monthly expenditures to gain access to every one of the sources available at Team National:

  • Success Club: $35.95 per month
  • $10 per month.
  • Information on Demand services for Genealogy or checking your downline: $99 a year or $9 a month
  • Personal Big N Marketplace website – $75/year or $7/month for members; $495 for non-members

This info is not available on their site, which is a red flag.

Obviously, this is more affordable than starting a conventional bricks-and-mortar organization. However, it’s certainly not “cost-free to begin” like some individuals make it seem.

Related MLM Review: 7k Metals

How To Make Money With Team National?

Like a lot of MLMs there are 2 methods you can earn money as an IMD at Team National:

  • Offer the subscriptions to earn payment from the sale
  • Recruit people into the MLM and make bonuses from their sales

The first way of making money is why Team National is not a pyramid scheme and has actually not been shut down by the FTC.

So the way that you’ll make money with Team National is by selling discount subscriptions to other individuals.

The second way in which you can earn is by recruiting a new Independent Marketing Director. The more you grow your down line the even more cash that you can make.

Team National Pyramid Scheme

This indicates that despite who recruited the IMD you can earn money from their sales. You’ll make points that are based on your sales.

Can you see now why some say that Team National is a pyramid scheme?

Team National Compensation Plan

Team National isn’t your typical company. They have an uncommon product. However, the method to generate income continues to be the same as nearly every other multi-level marketing program.

You generate income by selling the service and developing a downline.

Team National Pyramid Scheme Model

There are 5 means you can earn money from Team National:

  1. Direct discount membership commissions ($25-$100)
  2. Residual discount membership commissions (binary compensation plan- if you recruit 10 points on both legs = $1,500… see diagram below. 3 points = premium member; 1 point = standard member)
  3. Hosting bonus- (If your downline hits their 10 & 10- you receive a $1,000 bonus)
  4. Presidential bonuses (extra $10-$100 bonuses for sales if you reach presidential rank)
  5. Promotions – Trips for recruiting people.

If you are still confused by this… do not worry! The 3-minute video below explains the compensation plan in more detail…

Can You Make Money With Team National MLM?

Technically, you can make money selling Team National products or by recruiting others in your MLM to do the selling for you.

However, very couple of people reach the sort of earnings levels that can create the way of living that their marketing indicates.

According to their 2016 revenue revenues disclosure, the average income of the top 1% (1 in 1000) was $272, 240.

Team National MLM Income Disclosure


Related MLM Review: ACN

Team National Reviews from Users

One of the best ways to learn whether Team National is a scam or legit is to read some testimonials online. Most Team National reviews online are directed toward their products and customer service and are quite mixed.

Team National MLM Reviews

Team National MLM Reviews

Team National MLM Reviews

By the way, Team National is not approved by the BBB. And with a total rating of an A+, they have 25 customer reviews at the time this Team National review was created.

In the last year, they’ve shut 6 complaints and also within the past 3 years, they have actually closed 12 problems. Nearly all of the problems had to do with the products and services.

Some issues were that the company didn’t process the refunds as they claimed that they would. And Team National reacts to these problems stating they it takes an optimum of 90 days to process refunds.

There are numerous problems on RipOffReport for this business too. Some individuals state that they feel that this firm took advantage of them by making guarantees that they might not keep.

There was one complaint that declares Team National is a scam due to the fact that they had a hard time connecting with anyone.

If you inspect Team National’s Facebook page you’ll find that they have 4.6 of 5 stars based on the opinion of 507 people on Facebook at least this holds true at the time of writing this review.

You’ll notice that many of the positive testimonials are from individuals that are attempting to recruit IMDs for their downline.

But there are also some unbiased and truthful Team National reviews like the one below…

Team National MLM Review – Pros

They Have A Proven History

A lot of MLM companies will certainly go away within ten years. However, Team National has been around for virtually 24 years.

It has been identified as one of the most effective firms in 2020. That’s a pretty good achievement. And also a wonderful indicator that this company is not a scam.

Furthermore, the company was created by real people who are still running the business.

Team National Founders

Positive Team National Product Reviews

After checking out the reviews, it’s hard not to state that Team National is a scam. While there are some complaints on the BBB the firm addresses each and every single grievance with a strong explanation.

You can locate many positive Team National reviews on discussion forum sites, blog remarks and also on their Facebook page.

Discovering positive evaluations concerning the discount rates was a sign that Team National is not a scam.

No Regular Monthly Sales Allocation To Stay Active

With most Multi-level marketing, you have to strike a specific quantity of sales monthly to remain active. This normally causes people to buy items to meet this quota so that they can stay active as suppliers.

With Team National you only have to offer 2 memberships annually to stay active, which is more than doable.

Related MLM Review: Pampered Chef

Team National MLM Review – Cons

It’s Expensive To Sign up With

A lot of discount subscription programs as well as cash money discounts programs are free to sign up with. On the other hand, Team National is pricey.

If you do a basic internet search you’ll find at the very least 15 legit websites that pay you cash.

A few of these businesses consist of Rakuten. Rakuten pays you $10 to sign up in addition to price cuts for your online shopping!

So you would certainly hope that at the least Team National’s discounts are likely to be top-notch price cuts. Regrettably, I really did not get that impression when I was looking for their participant discounts.

Bear in mind there were some favourable nationwide reviews that stated individuals saved with this firm. As well as there were some negative BBB evaluations of people having issues with their products.

Hidden Month-to-month Expenditures

While it’s awesome that there’s no month-to-month sales quota to strike, there are however some hidden costs that they neglect to inform you about before you sign up for Team National MLM.

Below are some of those additional regular monthly expenses:

  • Website- $7 a month
  • Success club- $39.95 a month
  • TN All Access subscription- $10 a month

Team National Pyramid Scheme Extra Costs

Just 1 Out Of 167 Make Over $14K A Year

There does not seem to be much hope of making a ton of money with Team National MLM.

You’ll find that only 1 out of 167 IMDs is consistently making more than $1,000 a month. You’re definitely not likely to be able to quit your job right off the bat.

In 2019 Team National’s 2019 revenue disclaimer proves that just 0.6% of its members earn greater than $14,000 a year.

Team National Resembles a Pyramid Scheme

It’s hard for any individual to make a reliable living simply by advertising and marketing Team National products. So you require to assemble a group, which recommends collaborating with people.

You will need to convince people every day that you have a great offer. In addition, you will have to hire individuals right into your organization. That’s why some resources declare that Team National is merely one more “pyramid scheme” in disguise.

Related MLM Review: USANA

Team National MLM Review – Conclusion

I certainly do not believe this company is any better than other companies in this respect. Like other MLMs, Team National is not a scam. They offer an opportunity to make money and deliver good products.

But even if Team National is legit, I still don’t recommend it…

What the real problem is, and the reason why the majority of people fail is inequality between a person’s personality type, and skills/strengths to the business they’re attempting to develop.

In addition, you require thick skin and the capacity to handle a lot of denials.

Having that said, if you’re a good fit and you’re considering an MLM company, Team National is not a scam or a pyramid scheme. There is an opportunity to make money.

But if you don’t like the fact that you have to sell something that hard to sell, and recruit a team to make real money, there are better ways to make money from home!

You can see the rest of my post to learn more…

Thanks for reading my Team National review. What is your opinion? Is Team National a pyramid scheme/scam? Were you a part or maybe still are a member of this business?

Feel free to leave your reviews at the end of this page!

Related MLM Review: Beachbody

Is There a Better Way To Make Money Online?

I know how hard it is to trust websites these days. There are too many scams out there, especially in the make-money-online world. I know, because I reviewed over 600+ sites so far!

See, Team National is just one of the many MLM companies I have reviewed…

While searching for the best ways to make money online myself, I bumped into a platform where you can start making money online in the best way possible.

It is a 100% legit company that helps people to create a successful affiliate marketing business.

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So if you want to succeed online and make money finally, my best and only recommendation is affiliate marketing. Best of all, all you need is an email address to get started.

Keep reading for more info…

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If you need any help or you have a question, feel free to contact me.

And feel free to share this Team National review to help others as well!

All the best, Ivan. Founder, and CEO

Related MLM Review: Shaklee

4 thoughts on “Is Team National a Pyramid Scheme? – MLM Review Exposes the Truth!”

  1. Another day and other “opportunity” that looks and smells like a pyramid scheme. Thanks for exposing these Team National guys and pointing out that there is no way to get your money back once you “invest” with the MLM. I have sat through one of these presentations and although it can be easy to get excited about the “potential” and upsides, it’s extremely helpful to have a voice of reason to help sort through the red flags!

  2. Selling marketing memberships and saving club price cuts, through multilevel marketing, is something that I have not come across before. Team National seems to have been around for many years, and although they seem to be legitimate, the fact that they are a MLM company, makes me wary of them, as so many MLM companies border on the brink of being a pyramid in disguise. 

    Membership in my mind, is expensive, without providing enough benefits to justify the costs. Team National might be legitimate, but I will not use or support their network. 


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