Cowboy Wealth Review – SCAM or Legitimate MLM Business?

Welcome to my Cowboy Wealth review. If you are wondering whether this offer is a scam or legit, this article will help you to get your fact straight.

Let me guess… Somebody sent you a private invitation to join a business opportunity that requires no skills, no experience, no selling, and has nothing to do with multi-level marketing, scams, pyramid schemes, or getting rich quickly in any shape or form.

The offer was called Cowboy Wealth. And now, you’re curious about it and want to know more.

You’re not sure whether Cowboy Wealth is a scam or a legit offer.

If that’s you, then you’ve come to the right place.

I too wanted to know whether it is a scam or a legitimate business opportunity. Just like you, I wanted to see whether or not I can make some money with it, how it works, and more.

And honestly, I’m very disappointed with what I have learned.

Before we jump into the meat and bones of this article, let me quickly introduce myself…

Hi, I’m Ivan! I’m an affiliate marketer who went from waiting tables to earning a five-figure income online with my affiliate marketing business!

Moreover, I have also reviewed 700+ schemes and scams to find the best way to make money online. Simply put, I’m passionate about earning money online and assisting you to follow in my footsteps!

So without any further ado, come in and read the rest of my Cowboy Wealth review. I’m going to reveal what is behind this scheme, how it works, whether it is a scam or a legit opportunity to make money online, and more!

Cowboy Wealth Review - Scam or Legit


Cowboy Wealth Review – Overview

  • Product Type: MLM
  • Product Price: $19 + Extra Costs
  • Owners: Chris and Cathy Sorensen
  • Money-Back Guarantee: Unavailable
  • Recommended?: NO!

Overview: In a nutshell, Cowboy Wealth is a funnel for an MLM scheme called Melaleuca – a health and wellness company that offers various products such as supplements, cosmetics, etc.

The main idea behind this funnel is to get you to sign up for this MLM. Then, your task would be to promote the same company to others, build your network, and sell them expensive packages.

MLM is a legitimate model, which means that Cowboy Wealth is not a scam per se.

However, there are some issues with this scheme. Keep reading my Cowboy Wealth review to discover what those issues are, how this scheme works, and more.

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What Is Cowboy Wealth?

It’s unclear what Cowboy Wealth is really about. And when things are not clear the right way, we usually have a scam on our hands!

The official website does not give any information about the opportunity. All it says is that Cowboy Wealth offers solutions to enhance all areas of life including health, wealth, environment, and personal development.

Cowboy Wealth Review - Scam or Legit

Moreover, the company claims to provide an alternative way for people to achieve their personal and financial goals through the eCommerce/online shopping revolution.

There are no clear indicators of how this company works nor what exactly you will be doing to make money online.

So right off the bat, the suspicion that Cowboy Wealth is a scam rises up.

After some research, reading a few other Cowboy Wealth reviews, and surfing the net to find more information, I bumped into a short 11-second-long YouTube video below.

The video does not reveal what this scheme is about. All it says is that you can work from home and prosper. They claim you can make anywhere from $500 to $25,000 per month with this scheme.

To do so, you will have to call the number provided and listen to a short two-minute-long presentation.

Or you can register your details on the official website and wait for them to give you a call.

But still, there were no answers to what this scheme could be about. Why do they hide this information? Is there something illegal about this scheme? Could it be that Cowboy Wealth is a scam after all?

I kept researching about found out that it’s a doorway to an MLM scheme called Melaleuca.

Related: Is Cutco a Scam?

What I Melaleuca?

Melaleuca is a health and wellness company that was founded in 1985. Unlike Cowboy Wealth, Melaleuca is a legitimate company. They offer more than 400 products on their website ranging from:

  • nutrition
  • personal care
  • home cleaning
  • cosmetics

Basically, Melaleuca is an MLM that anyone can join and sell their products. Also, you can earn an additional source of income by referring people to the company and helping them to join.

Cowboy Wealth Melaleuca

If you’re familiar with companies like Herbalife and others, you know what Melaleuca is about and how it works.

So as I said, Cowboy Wealth is a doorway to Melaleuca.

In other words, someone is affiliated with this company and has created Cowboy Wealth as a means of funneling people to Melaleuca to earn commissions from new recruits.

Is this a legit scheme? Or is Cowboy Wealth a scam after all? Let’s see how it works first. Shall we?

How Does Cowboy Wealth Work?

As I said earlier in the review, Cowboy Wealth claims to offer solutions to enhance all areas of life including health, wealth, environment, and personal development.

But I’ve seen the same “moto” on the Melaleuca site. What does this mean?

It means that Cowboy Wealth is simply pretending to be a stand-alone company. In reality, it’s designed to funnel you to Melaleuca where you can get access to products and sales systems.

There are two ways how you can make money with Melaleuca (Cowboy Wealth is using the second one).

Start Your Own Melaleuca Business

You can join the scheme and start your own business where you sell and promote the company’s products. Like I said earlier, it’s just like Herbalife and other such schemes.

Cowboy Wealth Products

Become a Product Advocate (Affiliate)

You can join the scheme and get access to your account from where you can learn how to promote Melaluca products via affiliate marketing to earn commissions through a compensation plan.

Cowboy Wealth Product Advocates

This is the way how Cowboy Wealth makes money. It’s an affiliate funnel.

So if you ever decide to join this scheme, those will be your two options to make money. Both of them are legit ways to earn an income. But the question is…

Is Cowboy Wealth a Scam?

Technically, Cowboy Wealth is not a scam. The offer is legit because it promotes a real company and the opportunity to start your own MLM business by selling Melaleuca products.

However, I can go both ways here. On one hand, I could say that Cowboy Wealth is a scam as well. The reasons?

Well, first of all, the complete lack of transparency about the business opportunity is one of the main reasons why this could be a scam. Instead of being honest about it, Chris and Cathy Sorensen (the owners) treat you like a fool.

Secondly, Cowboy Wealth is not even a real program, scheme, or company. It’s basically just a funnel designed to get you to sign up for Melaleuca so that Chris and Cathy could earn commissions.

Thirdly, they share unrealistic income claims to make you believe that joining this scheme could change your life easily. Don’t get me wrong. People make money with MLM. But most of them don’t earn a dime!

On the other hand, there is one reason why Cowboy Wealth is legit.

See, Melaleuca is after all a legitimate company that sells health and wellness products for over 30 years. They have a legitimate sales system in place, offer products, and would not be still active if they weren’t legitimate.

However, in my opinion, this one is better to be left alone.

Cowboy Wealth is much closer to being called a scam than a legitimate MLM business opportunity.

Alternative: On the other hand, if you’re looking for the best business model to earn passive income online as a beginner, there are other, more suitable, and cost-effective alternatives.

My top-rated course has helped me to go from earning $0 to $100’s per day!




Is Cowboy Wealth a Pyramid Scheme?

There are plenty of indications that reveal Cowboy Wealth could be a pyramid scheme. The first is that this system does not have any kind of services or products provided.

Secondly, the actual program doesn’t do anything except funneling you to the Melaleuca company. So basically, Chris and Cathy are making money each time someone joins this  MLM through their links.

So, is Cowboy Wealth a pyramid scheme after all? First, let’s clarify what a pyramid scheme is…

A pyramid plan is a company paying participants to hire other participants. This is the centerpiece of their organization’s operations rather than offering real and also tangible products and services.

Based on this definition of a pyramid scheme from Wikipedia, I can say that Cowboy Wealth fits the profile…

Can You Make Money With Cowboy Wealth?

It is possible to make money through Cowboy Wealth. Actually, the only way to do so is to join Melaleuca, become an affiliate for their products, and recruit others to earn commissions.

There might be some who make money this way, but there is no proof that the actual members of this program make life-changing amounts.

That said, it might be a good idea to steer clear of this scheme…

Do I Recommend Cowboy Wealth?

No. I don’t recommend Cowboy Wealth. There’s is nothing to recommend there, to be honest. It’s a marketing scheme that doesn’t offer any value, products, or services.

If you’re interested in joining Melaleuca MLM, you can go directly via the official site instead of going through these shady funnels.

Related: Is Kangen Water a Scam?

What I Like About Cowboy Wealth

Designed To Promote A Legitimate BizzOpp

Although I don’t like the way Cowboy Wealth promotes Melaleuca, it promotes a legitimate company that has been on the market for over 30 years and counting.

There’s no harm in promoting this company because it offers legit products that are designed to help people to improve the quality of their lives.

Related: iThrive Network Review

What I Don’t Like About It

Lack of Transparency and Honesty 

The owners of Cowboy Wealth were extremely secretive from the start. There are no names associated with the main page. There’s no about us page. The video is scammy and does not reveal a single thing about it.

Moreover, all Cowboy Wealth reviews out there are fairly confused about it and agree with me that the owners of this scheme could have done a better job.

In other words, Melaleuca is a legitimate company, so make it clear from the start that you’re promoting it.

Cowboy Wealth Is Just a Marketing Funnel

The main idea behind this scheme is to funnel you to the MLM scheme. There are no Cowboy Wealth products or services that could improve your life in any way.

I would like to see at least some sort of step-by-step training where they teach how to make money with Melaleuca or some sort of guide or anything that helps people.

Right now. I don’t see any value in it.

Costs Keep Rising Down The Road

Joining Melaleuca via Cowboy Wealth is free. However, according to the information available, you will have to pay a monthly fee to keep access to the material.

Also, promoting these products is not going to be a free task either.

In other words, all MLMs require a substantial budget. You need to invest a lot of work, time and above all, your hard-earned money into these schemes.

MLMs Have an Extremely Low Success Rate

This is more related to Melaleuca than it is to Cowboy Wealth. Nonetheless, the case is clear. Most people who join MLMs end up funding those on the top and never achieve any success.

The statistics say that only about 2% of the participants end up profitable.

Think about it. Would you join a scheme where only 2% make money while the rest are just spending cash? Are you willing to take that risk?

If you need a second opinion, below is a review of Cowboy Wealth and Melaluca MLM that shares my opinion.

Cowboy Wealth Review – Conclusion

At the end of the day, I really don’t recommend Cowboy Wealth. In fact, there is nothing to recommend there. They have no products of their own, no services, nor anything else that is valuable and worth promoting.

On the other hand, if you’re interested in MLMs and are looking for another lucrative scheme, you could check out Melaleuca and see what they have in store for you.

Will I join it? Hell no!

I don’t like multi-level marketing. It is indeed a lucrative scheme that could turn into a passive income. But the concept has flaws and is not really my cup of tea.

Thanks for reading my Cowboy Wealth review. What do you think about it? Do you have any experience?

Feel free to share your comments, opinions, and experiences at the end of this review!

Is There a Better Way To Make Money Online?

I know how hard it is to trust websites these days.

There are too many scams out there, especially in the make-money-online world.

I know, because I reviewed over 700+ sites so far!

Why did I review so many sites? Well, I wanted to find the best (and cost-effective) way for a beginner to start income online.

While searching for this information, I bumped into affiliate marketing.

Thanks to a decision to learn more, I went from waiting tables in restaurants to earning a full-time passive income online.

And today, I like helping people as you follow in my footsteps,

Keep reading…

How I Make Money With Affiliate Marketing

I earn online by creating simple affiliate websites that I use to connect people with products they are already looking for.

It requires no special skills or previous experience, which makes it the best way to start online.

The best thing about affiliate marketing is that it is passive in terms of results and income.

In other words, you could be earning an income from your affiliate website for years and years to come, even when you sleep.

If you want to learn more about how you can start making money online with affiliate marketing, click the button below!

After evaluating over 700+ programs on the web, my conclusion is straightforward. This is the best way to start earning passive income online.

And if you’re looking for the very same, I’ll see you on the next page…




If you need any help or you have a question, feel free to contact me.

And don’t forget to share this Cowboy Wealth with your friends and family!

All the best, Ivan. Founder, and CEO

Related: Digital Veteran Blueprint Review

15 thoughts on “Cowboy Wealth Review – SCAM or Legitimate MLM Business?”

  1. The monthly fee or monthly target of buying products is one characteristic of MLM that I dislike. It always puts one under undue and unnecessary pressure. Thank you for bringing up affiliate marketing. It is much more relaxing. However, I do not  subscribe to earning money doing nothing. But with affiliate marketing, you can work at your own pace without unnecessary pressure.

  2. I was very skeptical when I saw the name Cowboy Wealth as it just didn’t conjure up any positive thought. With a name of Cowboy Wealth it just sounds as if you are a cowboy with a cowboy operation, ie. no good. 

    So I have heard about Melaleuca, which as far as I know, actually offer legitimate health and wellness products and supplements. 

    Do you know if Chris and Cathy Sorensen are actually Melaleuca distributors and hence the funnel that they have created? Does Melaleuca know about Wealth Funnel or do they support it? It would be interesting to know, but in the meantime I will avoid Cowboy Wealth.

  3. Stellar review as always Ivan! Another day, another scammy MLM opportunity to debunk lol.

    Not that all MLM opportunities are bad in a sense, but the ones that aren’t scammy and don’t promise insane results in a short timeframe, aren’t even usually worth it since there are so many legit & lucrative ways to generate income online. instead.

    I really don’t think MLM is a healthy way to start for a beginner marketer. What do you think?

  4. I have very good knowledge about how MLMs work and I can tell you for sure that while these may not be scams it’s very hard to become successful this way. Many MLMs have products that while good are very expensive compared to what is offered in the market and secondly you must be very good to create a network in order to push your sales and up your share. For anyone looking to start in the online world I would stay as far away from MLMs as possible.

  5. Thanks for letting your readers know about Cowboy Wealth, sounds like the owner of Cowboy way is affiliated with health products. When you signup for Cowboy Wealth probably is sent to many upsells that can be annoying. Health products is an excellent niche but one has to be careful with the program as some you got to buy up stock that you might never sell. 

  6. Hi Ivan. Thank you for very interesting review. There are so many potential opportunities online that its just impossible to test all of them, and your blog is always great help. I haven’t heard before about Cowboy wealth program but looking on your post its not something I would invest my money into. In general im not big fan of MLM business, but this platform is extremely unclear, expensive and non transparent. There are much better offers (mostly listed on your side) so its just not worth risk.

  7. After everything I’ve read in this article, I see that Cowboy Wealth is essentially a broker recruiting promoters and vendors for Melaleuca products.
    I agree with all your conclusions, but if we’re being honest, we can say they really found themselves, right? They’ve created an MLM brokerage system, and they’re probably able to make some money. Well, good for them. We who read your review, however, will definitely not join.
    Thank you for a great presentation with all the necessary information.
    Friendly greeting,

  8. Hi Ivan,

    Thanks for exposing the truth that Cowboy Wealth is actually a funnel promoting Melaleuca. It seems that Chris and Cathy make money if their referrals purchase things from Melaleuca and do the same to recruit more people to become the downlines, which is really not my thing to make money online. The average success rate of any MLM business is around 2%, and for the rest, 98%, they will only lose money in the end. Therefore, I will skip Cowboy Wealth but check on your recommendation instead.


    • Hi Matt Lin, thanks for your comment on my review. You’ve got it right. They do make money simply by promoting Melaleuca via the Cowboy Wealth funnel. I don’t like MLMs too for the same reasons you’ve mentioned.


  9. This is cray that you bring this company up cowboy wealth, we got suckered in with then when we tried to first start at home business. Melaleuca is a place to buy environmental things such as recycled clean products safer than Walmart they claim. When we first wanted to have a home business which we in return make the owner’s money he was a part of this a year and a half ago. He did webinars and seminars to hold group meetings and told us to hold these meetings like mary kay products. We played along for a while, then we found WA wealth affiliate and have not turned back since. Thanks for bringing this up to have not seen this scam in a while they are always upselling you because you have to keep up on getting products every month of your own order to stay with them if not your out. So we were out.



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