OPM Wealth Review – Pyramid Scam or Legit Way To Make Money?

Welcome to my OPM Wealth review.

While observing the official site, it’s hard to say what OPM Wealth is all about and whether or not it is a scam. There are no usual signs like overhyped earning claims, tons of fake testimonials, etc.

On top of that, you can’t find anything that would tell you what it is about, how much it costs, and other, legitimate information. Is it a scam? An  MLM maybe? Is it legit? What is it???

Instead of giving you this information, you’re welcomed with a plain video by Stefan Dessalines where he invites you to join this opportunity to earn an income, and that’s all there is.

Naturally, you’re here because you’re not sure about Stefan’s invitation.

And I’m here to help you!

Hi, I’m Ivan! I’m a successful affiliate marketer. I went from waiting tables to earning a five-figure income online with my affiliate marketing business!

Moreover, I have also reviewed 500+ schemes and scams to find the best way to make money online. In other words, I’m passionate about affiliate marketing and helping you to follow in my footsteps!

Today, I decided to research and write this OPM Wealth Review to show you all the details before making your own decision. We’re going to see how it works, how much it costs, and most importantly, whether OPM Wealth is a scam or a legitimate scheme.

OPM Wealth Review

 

OPM Wealth Review

  • Type: MLM/Pyramid Scheme
  • Owner: Stefan Dessalines
  • Price: $2,000 to $27,500
  • Money-Back Guarantee: no
  • Recommended?: No

Quick Summary: One of the things that got me to check out OPM Wealth is free to access policy. You can register for free, which gives you access to three videos that are designed to “brainwash” you to join the scheme.

When I say brainwash, I really mean it. You’re shown three videos where they play on your situation emotionally.

Let me explain…

You’re probably worried about your current financial situation because of the crisis, and you’re looking for solutions in the world of making money online.

So, you’re invited to join the scheme where you can allegedly earn $1000’s without any effort.

But little did you know that to make this money, you must start recruiting others to join OPM Wealth. And to do so, you’ll have to invest some serious money.

The total price of packages inside goes well over $55K!

If you don’t have this money, they will show you how to get a loan! Hence the name of the scheme is “Other People’s Money Wealth.”

But in my opinion, OPM Wealth is a scam best for those who run it!

One might say, and one would not be wrong if he does so, OPM Wealth is actually a pyramid scheme, which is a practically illegal business model and a scam.

Make sure to check out the OPM Wealth reviews in the comment section. Also, avoid the Digital Veteran Blueprint and Multiple Income Funnel as well. Both are worthless schemes designed to funnel you to OPM.

Alternative: If you’re tired of scams, MLM, pyramid, and get-rich-quick schemes, check out my #1 recommendation. It is a 100% legitimate training course that helped me to go from $0 to earning $100’s per day with this site!

 

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What is OPM Wealth?

OPM Wealth is an MLM pyramid scheme designed to recruit newcomers into promoting the same business to other newbies using other people’s money.

By the way, OPM stands for “other people’s money.” In other words, they will show you how to get a loan (if you can’t pay for the expensive memberships) and use other people’s money to make money.

Interesting, right?

You can join for free after watching a short video with the host Stefan. Then, you have to complete your profile and watch three more intro videos.

OPM Wealth Review - Intro Video

At one point, you’ll have to schedule a call with a mentor and you’ll be offered to start buying different packages to move through the scheme.

And since most people don’t have the finances to start such an expensive (and risky!) feat, the company even offers some sort of credit assurance to help you.

I’m just not sure how pushing people into debt is helping them, but that’s how it is.

Once you buy-in, you’ll get access to the instructions and training where they will show you how to recruit others to earn commissions.

There are several packages, and the compensation plan is 2 tier system, which I’ll break down later in the OPM Wealth review.

Let me introduce the owner before we move on to the products and packages section.

Who is Stefan Dessalines?

I can’t be sure whether Stefan Dessalines is really the owner of OPM Wealth or just a spokesperson since no information could help with this.

OPM Wealth Review - Stefan Dessalines

All we know is that Stefan appears in almost all videos and seems like he’s the man in charge.

Before this experience, Stefan was an actor. But there is no information about his background in marketing.

In my opinion, this is very concerning. See, the man who is going to ask you to pay enormous sums of money is not the most trustworthy character around.

If I would be even considering joining OPM Wealth, I would want to know more about Stefan, and even get him on the phone.

So I did some research and found Stefan’s group on Facebook. (see the image below)

Stefan Dessalines Facebook Community

The weird thing is, Stefan’s group counts only 231 members and hasn’t been active since 2017!

I’m not saying that this is necessarily the worst thing. Maybe he’s just got tired from social media. But still, I’m not confident that he’s the right person to follow.

Now, let me show you how much Stefan is going to ask you to pay to start with the OPM Wealth scheme.

OMP Wealth Packages

Once you register for the free OPM Wealth account and finish watching the free videos, you’ll have to either join or quit.

If you decide to join, here’s what packages they will offer to you down the road.

  • Hermes – cost is $2,000
  • Apollo – cost is $5,000
  • Athena – cost is $8,500
  • Poseidon – cost is $14,500
  • Zeus – cost is $27,500

I have to say, they’ve been very creative with the names. Those are all Gods from Ancient Greek Mythology.

And as you can see, each new package (level) is going to cost you more and more money.

To earn with OPM Wealth, you’ll have to buy each package to earn commissions, which is the next topic of my review.

Related: Six Figure Mentors Review

How Does OPM Wealth Work?

So as I was saying earlier in this OPM Wealth review, the scheme comes down to borrowing money from banks to finance the system and to recruit others.

Some might say this is a scam. Some will say it’s a brilliant way to earn online.

However, I tend to pull on the side of those who will say that it is a scam best for those who run it.

In any case, the procedure is simple. All you have to do is watch three videos where Stefan is going to introduce the opportunity.

OPM Wealth Review - Members Area

Once you buy the first package, you’ll get some training that looks like this.

Before you can access the coaching sessions, you’ll have to watch those free videos and schedule a coaching call with one of the team.

This is, of course, going to be a person appointed to encourage you to join the scheme.

OPM Wealth Review - Coaching Call Notification

Once you finish with the training, you have to keep taking action and start recruiting others to become members of OPM Wealth so you can earn commissions.

And of course, there will be extra costs down the road to keep running marketing campaigns and all.

Can You Earn With OPM Wealth?

Each time you recruit a person, and that person agrees to follow the same path, you earn a commission.

Your commission is based on your level. So if you are only on a Hermes level, you’ll earn a commission when your referral takes the same package.

In case you stay on the same level and your referral upgrades, you won’t earn any commissions on that upgrade.

Here’s how the OPM Wealth Compensation plan looks like up close.

Compensation Plan

The compensation plan is based on 2 tier system, which means that you get paid commissions based on your referrals actions and based on the activities of their referrals too.

  • 1st tier commission is 60%
  • 2nd tier commission is 10%

For example, you can earn $1,200 for level one referrals and $200 each time level two referral upgrades to the Hermes package.

Then, $2000 for level two referrals and $500 each time level two referral upgrades to Apollo package.

The next level upgrade earns you $5,100 for the first level upgrade and $850 each time level two referral upgrades to the Athena package.

You earn $8,700 for the first level upgrade and $850 when level two referral upgrades to the Poseidon package.

Lastly, you could earn $16,500 for the level one upgrade and $2,750 when your level two referral upgrades to the Zeus package.

Take a look at the potential earnings below:

  • Hermes gets $1,200 commission on Level 1, $200 on Level 2
  • Apollo gets $3,000 commission on Level 1, $500 on Level 2
  • Athena gets $5,100 commission on Level 1, $850 on Level 2
  • Poseidon gets $8,700 commission on Level 1, $1,450 on Level 2
  • Zeus gets $16,500 commission on Level 1, $2,750 on Level 2

Now you can see why I consider OPM Wealth a pyramid scheme above all and probably a scam as well, but let’s not rush with that.

There are no products to be sold or anything else that provides value, which is, by definition, precisely a pyramid scheme.

This also means that this business model is not sustainable, and at one point, it must collapse.

 

 

What I Like About OPM Wealth

  • Free to Join the Scheme
  • Earning Potential is There

Free to Join the Scheme

I’m always up for a freebie before handing over my money to random people on the internet. And not just on the internet.

If you’re buying a car, you want to take it out on a test drive, right?

So I guess it’s a good thing that you can join OPM Wealth for free to get a feeling and understand it a bit better before you decide to fork over $2000.

Earning Potential is There

I’m not a fan of any schemes that are designed in the way OPM Wealth is. It just does not feel right.

However, reasoning back at the structure, I can see an earning potential. It could be possible to earn an income with this.

That is, of course, if everything goes right and there are no surprises down the road (which is rarely the case).

Related: Newbies On Fire Review

OPM Wealth Scam Signals

  • It’s Could Be a Pyramid Scheme!
  • It Asks You to Borrow Money!
  • It Could Collapse Easily
  • No Testimonials or Any Other Proof
  • Hidden Expenses

It’s Could Be a Pyramid Scheme!

By definition, a pyramid scheme is a business model that recruits members via a promise of payments or services for enrolling others into the system, rather than supplying investments or sale of products.

Now, you can see why I say OPM Wealth fits the profile of a pyramid scheme.

And with this, it also comes a possibility that it is a scam since pyramid schemes are illegal in most counties in the world.

Lack of Valuable Training or Education

The video clips provided by OPM Wealth can all be accessed online as soon as you have become a paying member. However, these videos have no real-life value. And that’s a red flag!

Basically, these videos have been thrown together to appear as some sort of education.

No Product or Service in Offer

An online firm needs to offer items with the actual worth in order to operate lawfully in the United States, even if they are sold at filled with air rates.

This guideline is not complied with by OPM Wealth, which is therefore disallowed from operating in any type of state.

OPM Is Based on Recruiting New Members

You can only generate income by hiring others to join OPM Wealth. Because of this, the company is a pyramid plan on the verge of a Ponzi scheme.

There is no lasting pyramid/Ponzi system. Moreover, it is just a matter of time before Stefan runs away and the whole thing collapses.

You see, pyramid schemes, necessarily, are organization designs that hire members based on a promise of payments or solutions in exchange for enrolling others in the system, instead of selling protections or items.

As a result of the fact that pyramid plans are illegal in the majority of countries on the planet, there is also a possibility that it is a scam.

And since this scheme is not sustainable, it must collapse.

They Ask You to Borrow Money!

Borrowing money to invest in a possible pyramid scheme is never a good idea!

You see, the OPM Wealth system is based upon getting a loan (other people’s money) from a bank so you can start investing and the person that got you in could earn.

Then the same door of possibility opens to you as well.

In any case, I would never take a $27,000 loan to invest in some random scheme on the internet. Never!

OPM Wealth Could Collapse Easily

As recruiting multiplies, recruiting becomes quickly impossible, and most members are unable to profit; as such, pyramid schemes are unsustainable.

In other words, at one point or another, OPM Wealth is doomed to failure!

Would you still consider becoming a member now that you know that your money is not safe?

Does it feel comfortable knowing that you could waste $1000’s and a lot of time on something that is doomed to fall apart?

I know my answers…

No Testimonials or Any Other Proof

Finally, the thing that tells me that OPM Wealth is a scam is the lack of testimonials or any other sort of proof that the scheme works for other people.

I haven’t managed to find a single soul that could show me their results.

And even if I have found it, I would still overthink joining something like this.

Hidden Expenses

This scheme requires some excellent marketing skills and the ability to invest a lot of money into online ads.

These expenses could rise very quickly, and if the training is not adequate, you could lose a lot of money.

And not to mention, these extra expenses are not disclosed before joining.

You Won’t Learn How To Build a Real Business

The commissions that can be earned by recruiting people are their sole focus.

Furthermore, OPM promised that investors would be available for your business, but this is not true.

Related: Too Damn Easy Review

Is OPM Wealth a Pyramid Scheme?

OPM Wealth is a high-ticket pyramid system. You can generate income with high-ticket systems like OPM Wealth. Nevertheless, it is not a good concept.

Initially, you’re deceiving on your own right into signing up with a pyramid system. To recover your investment, you need to recruit others into the pyramid scheme.

It’s true what they claim, you need to invest cash to earn money. However, $2000 to sign up with a ridiculous system to earn six-figure earnings in a year is a silly claim.

This is a scam in a manner, just like Perpetual Income 365 and 7K Metals.

On the other hand, with affiliate marketing, for example, you don’t have to depend on recruiting people. You can promote any real and useful products to your audience to earn commissions.

See, free affiliate programs permit you to promote other people’s products on your website or blog and gain a share of sales generated with your efforts.

Affiliate marketing is an outstanding resource of excellent, clean money. I know because thousands of individuals have actually made it their main source of income using this one system.

Furthermore, you do not need to pay $2,000 to get going with this training program or to start developing an affiliate website.

I will tell you more at the end of this OPM Wealth review.

Is OPM Wealth a Scam?

You could call OPM Wealth a scam if you wish because it has a lot of traits of something illegal.

I’m not going to say so because no proof could confirm such claims.

However, there are a few things that trouble me still.

You see, the company is not registered online on sites like Better Business Bureau, or any other third-party screening platform.

All I found while researching for this review were other reviews like mine that say the same things.

For example, you can take a look at the comment section below this review and read a few horrible experiences from people who fell for the OPM Wealth scam.

In other words, we are all united around the opinion that OPM Wealth is not safe nor a smart investment.

You could end up borrowing and spending $1000’s on a scheme that has zero testimonials and by all standards seems to be illegal and could collapse easily in a few short months.

If that happens, you’ll be left on your own.

Worst of all, your money would be gone, and you’ll be in debt!

OPM Wealth Review – Conclusion

That is my review and opinion on OPM Wealth, guys. I hope you found it very useful.

So in conclusion OPM Wealth is a pyramid scheme that aims at recruiting people into joining the program. The main idea is to upgrade through different packages to unlock the commission level and recruit others to do the same.

To become successful with this scheme, you’ll have to invest $50,000+ and convince other people to invest as well.

Technically speaking, OPM Wealth is not a scam per see, but it is a pyramid scheme, which boils down to the same thing because pyramid schemes are illegal.

All I can say is that I’m not going to be recommending this scheme to my readers. In my opinion, this is not the smartest thing you could do to earn an income online.

OPM Wealth Safe And Legitimate Alternative

If you are interested in making money online and want to try something safe, tested, and proven by 1000’s regular people like you and me, you could check out my top-rated program, Wealthy Affiliate.

Unlike OPM Wealth, WA is not about promoting the same program to others to earn commissions. Instead, you get access to the best training, tools, and coaching and an opportunity to start a legitimate affiliate marketing business.

In my opinion affiliate marketing is one of the best ways to make money online. You see, with affiliate marketing, you don’t have to buy expensive products and promote them to others.

You can join 1000’s of 100% FREE and legitimate affiliate programs and get access to MILLIONS of other people’s products and use a PROVEN course like Wealthy Affiliate to learn how to make money with affiliate marketing.

I joined WA a few years ago and thanks to these guys, I run a successful affiliate business. You can read my story by clicking the blue button below!

 

THE BEST WAY TO MAKE MONEY ONLINE IN 2022 >>

 

If you need any help or you have a question, feel free to contact me.

And don’t forget to share this OPM Wealth review with your friends and family!

All the best, Ivan. Founder, and CEO @freeaffiliatemarketingbusiness.com

34 thoughts on “OPM Wealth Review – Pyramid Scam or Legit Way To Make Money?”

  1. I see there are a lot of us that have fallen to this ponzi scheme and need to fight back. A letter of all our names needs to be sent to our state Senate and Governors offices along with one to the FTC that these people need to be held accountable for the amount of money they have taken from us. Hitting our Senate and Governors offices should wake up enough people to have these people investigated and brought to justice before any other victims fall to these schemes.
    I would like to have everyone reach out to me and I will put a letter together and email those individuals to send information to senators and governors offices of their states.
    My name is Thomas Parsons
    My email is parsons.t74@gmail.com

    Reply
  2. I’m negative 13k because of this company and god knows how long it will take me to pay it back. These guys literally took off. I heard one of them supposedly pass away although I could not corroborate that and because of the pandemic they went out of business but I think that’s bs. Anyway, I made a horrible decision to join. Let me know if somebody is doing anything about it, please.

    Reply
  3. OPM is a very high cost for a scheme like this one. The price alone gives me a red flag to avoid the scheme. I am curious though to find out more about how the system really works after someone decides to invest in that much money with a very little talk about the company or the man behind this scheme. I bookmark your website and sharing with social media. 

    Reply
  4. The same here with scam of $38,000. I have a video I recorded Stephen and Scott talking to us. I don’t know if that will help.

    Reply
  5. I also lost a great deal to OPM, is there a class action lawsuit that can be participated in to try and recoup some of the losses, I’d love to ruin those two assholes. Mark

    Reply
  6. I too fell for it. I paid 32,000 in bitcoin. It makes me sick that I did that. I got one person to join and was fixing to get my coworker to sign up when I started getting wary and told him to wait till they gave me what they promised. Nothing after the first person. So my sponsor got money but I didn’t get back a dime. So glad I didn’t let my coworker sign up. They have shit off my dashboard now so I can’t even access the referrals that I paid 5000 to get.

    Reply
      • Brent, does your attorney recommend a class action suit? Does a complaint to attorney generals actually accomplish anything in the long run? I would be available to join if an attorney would take on a suit. What do you think?
        Mark Cook – cook31459@gmail.com – 203-231-3665 – St. Petersburg, FL

        Reply
  7. I was a sucker and was talked into this by Josh Snyder — the digital veteran. I still have one of his recorded voice mails from back in Nov. 2020 looking for the funds. I also was called by Max. He called me at least 4 times promising all the good stuff and he would be there to help me.
    He was well aware that I was 74 years old and living in an assisted living facility. I informed him that $17,000 was out of my reach. He convinced me to take out a credit card advance. I told him there was no way I could even make the payments for more than a couple months. I had no savings to tap. He told me I would be making enough within a couple months to pay the whole thing back — and all the sales and closing would be done for you.

    After they got my money, I never heard from any of them again — including Josh Snyder.

    I am almost embarrassed to write this and what a fool. Anyway, I have got zero in return.

    Alan

    Reply
      • I think they have completely shut down. Took the money and ran !!! They will probably start something else new. Although I still see You Tube clips of Josh Snyder — the digital veteran — running

        Reply
    • Hello Alan

      I think we need to start by getting a list of individuals from this post and submit letters to FTC. But we need everyone to be on board

      Reply
  8. Hey, Thanks to Brent I have finally found people who are actually in the program that aren’t Super affiliates and probably don’t even use the program, just sell the crap out of it, and could care less about the program even helping people learn to help others. Like Dave I too have invested $40k and owe more debt than ever before. I feel ashamed for taking the bait. As the “coach” (Ash Ali) never truly explained the biz model other than delivering the false promises. He did his job well then sent me inspiring biz videos when I started questioning “what the hell I got into”. Ash Ali advised me to get leads from an outside source (who was actually the only person who took the time to talk to me about all of this and even refunded me $500 at the end of the ad spend to help me recoup something. Moreover I have heard nothing new of their new biz ops as of lately…

    Reply
  9. Hi Ivan I wouldn’t mind speaking to Brent Regan because story with opm is a carbon copy of my own. Spent 14500 for Posidon and 5000 for leads and with borrowing and interest lost over 40000. Been trying to communicate live with one of the owners since Dec 2020 Coach was Mark Alexander

    Reply
    • Aloha Dave. I’m sorry I did not see this message until now. I just received a reply today from the Federal Trade Commission to further investigate OPM Wealth. I’m happy to prove the FTC with more contacts that are victims of the OPM Wealth Scam.

      Reply
  10. Ivan, you are 100% correct. OPM Wealth is a TOTAL SCAM! Unfortunately I fell for it for a total cost of $34,450, which includes their marketing package which they run. That was money I didn’t have. You’re also correct that they encourage you to borrow money using massive credit card debt to pay for it. They use their coach “Max” to sell you on the concept. They promised a 25% closing ratio in their Poseidon level for projected monthly profits of $15-$25k/month, plus 37% closing ratios on their Zeus level with projected monthly profit of $50k- $60k/month. They do weekly video conference calls that basically tout their belief in QAnon theories and support for Donald Trump, while telling you they are still working on getting better conversions on their marketing since they have proven a 0% closing ratio since I’ve been a member for 8 months. I’m in the process of suing them for a full refund. Simple advice to anyone looking into OPM Wealth, STAY AWAY FROM IT!

    Reply
    • Hi Brent, thanks for sharing your experience with OPM Wealth! I’m sorry to hear that you have felt for it, but I really hope that you will manage to get your money back. If I may ask, could you leave your experience with getting a refund for other people who joined the scheme but didn’t know how it really works and now want to get out? Thanks a lot!

      Ivan

      Reply
    • Brent, thanks for the review and you are right I have been in for about 11 months
      paid 30k I did not have and got a loan with zero sales. Was the guy name Max your sponsor/coach, that’s the same guy that I am under also. I noticed on the site his full
      name as Max Alexander, I don’t think that is the same guy or he changed his last
      name? Hey will you drop me an email, I have a few questions.

      Reply
      • Aloha Mike, Yes my coaches name was Max Alexander. My sponsor was Justin Verrengia. Justin is currently living in Puerto Rico. OPM Wealth has two “front men” Scott Agee and Stefan Dessalines. Since Scott lives in Alabama, my attorney suggested that I file a complaint with the Alabama Attorney General, which I did today. I believe Stefan lives in or near Los Angeles, so I will likely file a complaint to the California Attorney General as well. Next will be the FBI. I suggest that all people who have been conned and financially injured by these people and OPM Wealth do the same.

        Reply
        • Hi Brent Ragan, thanks for your comment and for sharing your experience with OPM Wealth. We appreciate it and hope everything ends up fine for you.

          Ivan

          Reply
        • Hello Brent

          Stefan Dessalines is the CEO of OPM Wealth and its sister company Plutus Plan. He lives in California. Can we chat sometime about this?

          Reply
  11. This is a very inspirational read. I am so happy that I gave wealthy affiliate a try and to see that you are successful and financially free with your own business just gives me hope and motivation.

    I believe, like Napoleon Hill said, “Whatever the mind can conceive and believe, the mind can achieve. I am working hard to master my WA business and know I will catch up and succeed. 

    Thanks for the great inspiration!

    Reply
    • Hi Gregg, thanks for reaching out. Napoleon Hill was right! And wealthy affiliate is a great place to start a successful online business. I’m not a fan of schemes like OPM Wealth. It is not the way to start a real online business.

      Ivan

      Reply
  12. I think there are some legitimate money-making opportunities here that can contribute to long term economic success.  I like the opportunity to enter at varying tiers and this could open up the opportunity to multiple people instead of just opening up the chance to one particular income class.  I think MLM can be an intimidating thought for many people and this program opens it up and helps smooth the initial training and entry process.  

    Reply

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